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I have recently been asked to create a beach-themed check book. these are really good ideas especially the ones on survey. OH something else, when I see change in my house, from laundry and just laying around the house I put it into a little jar, then take it to the Credit Union where they have investing in stock options 101 a coin counter for free. Have a good supply of emergency fund that is liquid (high yielding savings bank like a credit union.

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